This is an interesting twist on our usual Float My Mortgage investment ideas. As of the last few days you can buy 30 year government bonds with a higher rate of interest than any recently refinanced 30 year fixed mortgage! If you have recently refinanced a mortgage in between Nov 2012 and March 2013, you could […]…
Inflation reduces the purchasing power of your money over time. As long there as is positive inflation $1000 today is worth more than $1000 next year. Monetary inflation is defined as an increase in the money supply and its effects are usually seen in rising raw material and consumer prices. Whatever the actual cause, if […]…
Should I pay down my mortgage or invest ? Traditional advice is that you must invest or pay down. However what if you could do both? Wouldn’t it be great if you could find a way to pay your mortgage today with someone else’s money but still have the same mortage payment money available to […]…
Paying your mortgage payments every month, loses you investment opportunity. The money you have to pay to your mortgage provider is a sunk cost that you cant get back every month. That money is gone and you can’t invest it in other things. This is the “Investment Opportunity Cost” because you have to pay your […]…